Disability Insurance

You’ve made a significant investment of time, energy and money into building a demanding career with the promise of a high income and all of the rewards your profession provides.

Residents & Fellows

Owning a disability insurance policy is the most logical way for a medical resident or fellow to protect his/her future earnings and quality of life.

Life Insurance

Life insurance is more than planning for the security of one’s loved ones. Its unique properties can provide the needed solution in many difficult financial situations.

Latest posts

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Your Disability Security Plan

You hope it never happens, of course. But ignoring the possibility is hardly the answer. Does preparing for disability seem overwhelming? It’s not. The Council for Disability Awareness has created a simple, five step Financial Security Plan to give you a clearer understanding of your financial “big picture,” including: Your sources of income, monthly expenses […]

GLOSSARY OF DISABILITY INSURANCE TERMS

Accident An event that is unforeseen, unexpected and unintended. Accident Bodily Injury Physical injury sustained as the result of an accident. Accident Disability Either a total or partial disability resulting from an accidental injury. Accidental Death & Dismemberment (AD&D) Benefit An optional benefit that provides a fixed lump sum for accidental death or for certain […]

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Principal Disability Changes

The following changes are effective Monday, February 6, 2017: These Changes will not affect any existing policies inforce. Several occupations are re-classified for all disability products: 5A: Pharmacists 4A-M: Nurse Practitioners 3A-M: Dentists and dental specialties OB/GYNs Surgeons (general, plastic and orthopedic) Pain management physicians CRNAs All 3A-M occupations now qualify for the Regular Occupation […]

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