Disability Insurance

You’ve made a significant investment of time, energy and money into building a demanding career with the promise of a high income and all of the rewards your profession provides.

Residents & Fellows

Owning a disability insurance policy is the most logical way for a medical resident or fellow to protect his/her future earnings and quality of life.

Life Insurance

Life insurance is more than planning for the security of one’s loved ones. Its unique properties can provide the needed solution in many difficult financial situations.

Latest posts

GLOSSARY OF DISABILITY INSURANCE TERMS

Accident An event that is unforeseen, unexpected and unintended. Accident Bodily Injury Physical injury sustained as the result of an accident. Accident Disability Either a total or partial disability resulting from an accidental injury. Accidental Death & Dismemberment (AD&D) Benefit An optional benefit that provides a fixed lump sum for accidental death or for certain […]

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Principal Disability Changes

The following changes are effective Monday, February 6, 2017: These Changes will not affect any existing policies inforce. Several occupations are re-classified for all disability products: 5A: Pharmacists 4A-M: Nurse Practitioners 3A-M: Dentists and dental specialties OB/GYNs Surgeons (general, plastic and orthopedic) Pain management physicians CRNAs All 3A-M occupations now qualify for the Regular Occupation […]

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Disability Insurance for the Self-Employed

As we have pointed out numerous times at Council for Disability Awareness, your ability to earn income is your most valuable asset. We tend to insure our property, but overlook the source that makes it possible to maintain our lifestyle—the ability to earn income. But what about disability insurance for the self-employed? Could it be […]

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